Paying for Hospice

Hospice provides and pays for:

  • Visits by professional staff and trained volunteers
    Including nurses, social workers, hospice aides, chaplains (if requested), therapists (massage, physical, speech, occupational), bereavement counselors, and volunteers
  • Medications related to the terminal illness
    Prescriptions and over-the-counter drugs needed to relieve pain and other symptoms
  • Equipment and supplies
    Adjustable beds, commodes, oxygen, wheelchairs—whatever is needed for safety and comfort
  • Five day respites in care facilities or hospitalizations
    If necessary for control of symptoms
  • Doctor visits related to the terminal diagnosis

hospice does not pay for

Benton Hospice Service supplements care already being provided by family, friends, and caregivers. The following items are not routinely paid for by hospice:

  • Room and board
  • Treatments or medications that are unrelated to terminal illness or that are designed to cure terminal illness
  • Hired caregivers

Medicare coverage for hospice

Hospice care is covered under Medicare Part A (hospital insurance). There are certain eligibility requirements that must be met to utilize the hospice Medicare benefit.

  • You are eligible for Medicare part A (hospital insurance).
  • Your primary care provider and the hospice medical director certify that you are terminally ill and probably have less than six months to live.
  • You choose the Medicare Hospice Benefit instead of routine Medicare covered benefits for your terminal illness.
  • You receive care from a hospice program certified by Medicare. Benton Hospice Service is certified by Medicare.

Medicare will continue to pay for other covered benefits that are not related to your terminal illness.

private insurance coverage for hospice

Many private insurers provide a hospice benefit. Plans vary, so it is important to clarify what your private insurance policy will and will not cover. To verify coverage, families should check with their employers or insurance provider. Benton Hospice Service staff can also assist in ascertaining coverage.

no one is turned away due to inability to pay

Because of generous contributions from our community, Lumina Hospice & Palliative Care  is able to provide care for people without insurance or financial means. No one is turned away because of inability to pay.